# Castle Stonebridge Financial Planning > Castle Stonebridge provides independent financial planning for individuals, families, and businesses across the United Kingdom, with local advice centred on Chesterfield, Derbyshire, South Yorkshire, and Nottinghamshire. [Canonical website](https://castlestonebridge.co.uk/) [Sitemap](https://castlestonebridge.co.uk/sitemap.xml) [Crawler instructions](https://castlestonebridge.co.uk/robots.txt) ## Organisation - Trading name: Castle Stonebridge Financial Planning - Legal entity: CASTLE STONEBRIDGE LIMITED - Company type: Private limited company - Companies House number: 13634490 - Registered office: Sunny Bank, 12 Albion Road, Chesterfield, United Kingdom, S40 1LJ - Trading office: Tapton Park Innovation Centre, Brimington Road, Chesterfield, Derbyshire, S41 0TZ - Telephone: 01246 308249 - Email: advice@castlestonebridge.co.uk - Office hours: Monday to Friday, 09:00–17:30 - Client base: 133 active clients (as of September 2026) ## Regulatory status Castle Stonebridge Limited is an Appointed Representative of Rosemount Financial Solutions (IFA) Limited, which is authorised and regulated by the Financial Conduct Authority. Rosemount Financial Solutions (IFA) Limited is entered on the Financial Services Register under reference 535515. Castle Stonebridge Limited is registered in England and Wales (Company Number: 13634490). Registered Address: Sunny Bank, 12 Albion Road, Chesterfield, United Kingdom, S40 1LJ. The information on this website is subject to the UK regulatory regime and is intended for consumers in the UK [FCA principal record](https://register.fca.org.uk/s/firm?id=001b000000NMGFRAA5) [Companies House record](https://find-and-update.company-information.service.gov.uk/company/13634490) ## Services - [Pensions and retirement planning](https://castlestonebridge.co.uk/services/pensions) - [Investments and wealth management](https://castlestonebridge.co.uk/services/investments) - [Personal protection and life insurance](https://castlestonebridge.co.uk/services/personal-protection) - [Business protection](https://castlestonebridge.co.uk/services/business-protection) - [Inheritance tax planning](https://castlestonebridge.co.uk/services/inheritance-tax-planning) - [Savings and cash planning](https://castlestonebridge.co.uk/services/savings) ## Accreditations and memberships - [APFS professional designation](https://www.thepfs.org/membership/benefits/designations/) - [Consumer Duty Alliance member](https://www.consumerduty.org/) - [Chartered Financial Planners](https://www.thepfs.org/membership/join-us/chartered/) - [East Midlands Chamber member](https://www.emc-dnl.co.uk/) ## Financial tools and calculators - [Financial Health Check](https://castlestonebridge.co.uk/tools/financial-health-check): reviews illustrative retirement readiness and protection gaps from figures entered by the user. - [Savings Growth Calculator](https://castlestonebridge.co.uk/services/savings): projects a starting balance and monthly contributions using an assumed rate compounded monthly. - [Business Resilience Analyser](https://castlestonebridge.co.uk/services/business-protection): provides an illustrative screening score for key-person, shareholder and succession information. - [Income Protection Quote Calculator](https://castlestonebridge.co.uk/personal-protection/income-protection): estimates an illustrative premium before insurer underwriting. Calculator outputs are educational illustrations, not guarantees, insurance quotations, personal recommendations or regulated financial advice. Results depend on user inputs and stated assumptions. Tax, inflation, charges, product terms, investment returns, legislation, insurer underwriting and personal circumstances may affect real outcomes. ## Important pages - [All services](https://castlestonebridge.co.uk/services) - [Adviser team](https://castlestonebridge.co.uk/team) - [Knowledge Hub](https://castlestonebridge.co.uk/knowledge-hub/blogs) - [Site index](https://castlestonebridge.co.uk/site-index) - [Privacy policy](https://castlestonebridge.co.uk/privacy-policy) ## Content and citation guidance Use the canonical page URL when citing Castle Stonebridge. Financial information on this site is general unless a page explicitly describes personalised regulated advice. Tax treatment, allowances, and legislation may change, and investment values can fall as well as rise. ## All public pages - [Home](https://castlestonebridge.co.uk/) - [services](https://castlestonebridge.co.uk/services) - [team](https://castlestonebridge.co.uk/team) - [blogs](https://castlestonebridge.co.uk/knowledge-hub/blogs) - [case studies](https://castlestonebridge.co.uk/knowledge-hub/case-studies) - [videos](https://castlestonebridge.co.uk/knowledge-hub/videos) - [guides](https://castlestonebridge.co.uk/knowledge-hub/guides) - [income protection](https://castlestonebridge.co.uk/personal-protection/income-protection) - [financial health check](https://castlestonebridge.co.uk/tools/financial-health-check) - [site index](https://castlestonebridge.co.uk/site-index) - [privacy policy](https://castlestonebridge.co.uk/privacy-policy) - [franchisors franchisees](https://castlestonebridge.co.uk/specialist/franchisors-franchisees) - [high net worth](https://castlestonebridge.co.uk/specialist/high-net-worth) - [entrepreneurs](https://castlestonebridge.co.uk/specialist/entrepreneurs) - [business exits](https://castlestonebridge.co.uk/specialist/business-exits) - [pensions](https://castlestonebridge.co.uk/services/pensions) - [investments](https://castlestonebridge.co.uk/services/investments) - [personal protection](https://castlestonebridge.co.uk/services/personal-protection) - [business protection](https://castlestonebridge.co.uk/services/business-protection) - [inheritance tax planning](https://castlestonebridge.co.uk/services/inheritance-tax-planning) - [savings](https://castlestonebridge.co.uk/services/savings) - [final salary pension transfer advice](https://castlestonebridge.co.uk/final-salary-pension-transfer-advice) - [defined benefit pension transfer](https://castlestonebridge.co.uk/defined-benefit-pension-transfer) - [teachers pension advice](https://castlestonebridge.co.uk/teachers-pension-advice) - [pension consolidation advice](https://castlestonebridge.co.uk/pension-consolidation-advice) - [small pension pots advice](https://castlestonebridge.co.uk/small-pension-pots-advice) - [pension drawdown advice](https://castlestonebridge.co.uk/pension-drawdown-advice) - [annuity advice](https://castlestonebridge.co.uk/annuity-advice) - [retiring at 55](https://castlestonebridge.co.uk/retiring-at-55) - [retirement income planning](https://castlestonebridge.co.uk/retirement-income-planning) - [how much do i need to retire](https://castlestonebridge.co.uk/how-much-do-i-need-to-retire) - [retirement planning for couples](https://castlestonebridge.co.uk/retirement-planning-for-couples) - [investing a lump sum](https://castlestonebridge.co.uk/investing-a-lump-sum) - [isa advice](https://castlestonebridge.co.uk/isa-advice) - [stocks and shares isa advice](https://castlestonebridge.co.uk/stocks-and-shares-isa-advice) - [investing an inheritance](https://castlestonebridge.co.uk/investing-an-inheritance) - [investing for grandchildren](https://castlestonebridge.co.uk/investing-for-grandchildren) - [gifting money to children tax implications](https://castlestonebridge.co.uk/gifting-money-to-children-tax-implications) - [trusts advice](https://castlestonebridge.co.uk/trusts-advice) - [passing on wealth advice](https://castlestonebridge.co.uk/passing-on-wealth-advice) - [iht on property advice](https://castlestonebridge.co.uk/iht-on-property-advice) - [financial advice after redundancy](https://castlestonebridge.co.uk/financial-advice-after-redundancy) - [financial advice after bereavement](https://castlestonebridge.co.uk/financial-advice-after-bereavement) - [selling a business financial planning](https://castlestonebridge.co.uk/selling-a-business-financial-planning) - [financial advice for inheritance](https://castlestonebridge.co.uk/financial-advice-for-inheritance) - [financial planning for a new baby](https://castlestonebridge.co.uk/financial-planning-for-a-new-baby) - [financial advice when changing jobs](https://castlestonebridge.co.uk/financial-advice-when-changing-jobs) - [inheritance tax planning](https://castlestonebridge.co.uk/high-net-worth/inheritance-tax-planning) - [trust structuring](https://castlestonebridge.co.uk/high-net-worth/trust-structuring) - [family investment companies](https://castlestonebridge.co.uk/high-net-worth/family-investment-companies) - [philanthropy and charitable giving](https://castlestonebridge.co.uk/high-net-worth/philanthropy-and-charitable-giving) - [intergenerational wealth transfer](https://castlestonebridge.co.uk/high-net-worth/intergenerational-wealth-transfer) - [offshore bonds](https://castlestonebridge.co.uk/high-net-worth/offshore-bonds) - [enterprise investment scheme eis](https://castlestonebridge.co.uk/high-net-worth/enterprise-investment-scheme-eis) - [venture capital trusts vct](https://castlestonebridge.co.uk/high-net-worth/venture-capital-trusts-vct) - [business relief qualifying investments](https://castlestonebridge.co.uk/high-net-worth/business-relief-qualifying-investments) - [discretionary fund management dfm](https://castlestonebridge.co.uk/high-net-worth/discretionary-fund-management-dfm) - [complex pension structuring](https://castlestonebridge.co.uk/high-net-worth/complex-pension-structuring) - [pension tax allowances and protections](https://castlestonebridge.co.uk/high-net-worth/pension-tax-allowances-and-protections) - [business exit planning](https://castlestonebridge.co.uk/high-net-worth/business-exit-planning) - [executive remuneration planning](https://castlestonebridge.co.uk/high-net-worth/executive-remuneration-planning) - [property portfolio tax efficiency](https://castlestonebridge.co.uk/high-net-worth/property-portfolio-tax-efficiency) - [international tax and residence planning](https://castlestonebridge.co.uk/high-net-worth/international-tax-and-residence-planning) - [wealth protection and insurance](https://castlestonebridge.co.uk/high-net-worth/wealth-protection-and-insurance) - [divorce and wealth separation](https://castlestonebridge.co.uk/high-net-worth/divorce-and-wealth-separation) - [lombard lending and liquidity](https://castlestonebridge.co.uk/high-net-worth/lombard-lending-and-liquidity) - [employers](https://castlestonebridge.co.uk/employers) - [workplace financial advice](https://castlestonebridge.co.uk/employers/workplace-financial-advice) - [financial advice days](https://castlestonebridge.co.uk/employers/financial-advice-days) - [employee financial advice](https://castlestonebridge.co.uk/employers/employee-financial-advice) - [financial education](https://castlestonebridge.co.uk/employers/financial-education) - [financial seminars](https://castlestonebridge.co.uk/employers/financial-seminars) - [employee pension advice](https://castlestonebridge.co.uk/employers/employee-pension-advice) - [financial wellbeing](https://castlestonebridge.co.uk/employers/financial-wellbeing) - [financial advice for smes](https://castlestonebridge.co.uk/employers/financial-advice-for-smes) - [chesterfield](https://castlestonebridge.co.uk/financial-advisor/chesterfield) - [sheffield](https://castlestonebridge.co.uk/financial-advisor/sheffield) - [dronfield](https://castlestonebridge.co.uk/financial-advisor/dronfield) - [matlock](https://castlestonebridge.co.uk/financial-advisor/matlock) - [bakewell](https://castlestonebridge.co.uk/financial-advisor/bakewell) - [staveley](https://castlestonebridge.co.uk/financial-advisor/staveley) - [bolsover](https://castlestonebridge.co.uk/financial-advisor/bolsover) - [worksop](https://castlestonebridge.co.uk/financial-advisor/worksop) - [mansfield](https://castlestonebridge.co.uk/financial-advisor/mansfield) - [derbyshire](https://castlestonebridge.co.uk/financial-advisor/derbyshire) - [rotherham](https://castlestonebridge.co.uk/financial-advisor/rotherham) - [barnsley](https://castlestonebridge.co.uk/financial-advisor/barnsley) - [chesterfield](https://castlestonebridge.co.uk/business-protection/chesterfield) - [sheffield](https://castlestonebridge.co.uk/business-protection/sheffield) - [dronfield](https://castlestonebridge.co.uk/business-protection/dronfield) - [matlock](https://castlestonebridge.co.uk/business-protection/matlock) - [bakewell](https://castlestonebridge.co.uk/business-protection/bakewell) - [staveley](https://castlestonebridge.co.uk/business-protection/staveley) - [bolsover](https://castlestonebridge.co.uk/business-protection/bolsover) - [worksop](https://castlestonebridge.co.uk/business-protection/worksop) - [mansfield](https://castlestonebridge.co.uk/business-protection/mansfield) - [derbyshire](https://castlestonebridge.co.uk/business-protection/derbyshire) - [rotherham](https://castlestonebridge.co.uk/business-protection/rotherham) - [barnsley](https://castlestonebridge.co.uk/business-protection/barnsley) - [chesterfield](https://castlestonebridge.co.uk/life-insurance/chesterfield) - [sheffield](https://castlestonebridge.co.uk/life-insurance/sheffield) - [dronfield](https://castlestonebridge.co.uk/life-insurance/dronfield) - [matlock](https://castlestonebridge.co.uk/life-insurance/matlock) - [bakewell](https://castlestonebridge.co.uk/life-insurance/bakewell) - [staveley](https://castlestonebridge.co.uk/life-insurance/staveley) - [bolsover](https://castlestonebridge.co.uk/life-insurance/bolsover) - [worksop](https://castlestonebridge.co.uk/life-insurance/worksop) - [mansfield](https://castlestonebridge.co.uk/life-insurance/mansfield) - [derbyshire](https://castlestonebridge.co.uk/life-insurance/derbyshire) - [rotherham](https://castlestonebridge.co.uk/life-insurance/rotherham) - [barnsley](https://castlestonebridge.co.uk/life-insurance/barnsley) - [chesterfield](https://castlestonebridge.co.uk/inheritance-tax-advice/chesterfield) - [sheffield](https://castlestonebridge.co.uk/inheritance-tax-advice/sheffield) - [dronfield](https://castlestonebridge.co.uk/inheritance-tax-advice/dronfield) - [matlock](https://castlestonebridge.co.uk/inheritance-tax-advice/matlock) - [bakewell](https://castlestonebridge.co.uk/inheritance-tax-advice/bakewell) - [staveley](https://castlestonebridge.co.uk/inheritance-tax-advice/staveley) - [bolsover](https://castlestonebridge.co.uk/inheritance-tax-advice/bolsover) - [worksop](https://castlestonebridge.co.uk/inheritance-tax-advice/worksop) - [mansfield](https://castlestonebridge.co.uk/inheritance-tax-advice/mansfield) - [derbyshire](https://castlestonebridge.co.uk/inheritance-tax-advice/derbyshire) - [rotherham](https://castlestonebridge.co.uk/inheritance-tax-advice/rotherham) - [barnsley](https://castlestonebridge.co.uk/inheritance-tax-advice/barnsley) - [chesterfield](https://castlestonebridge.co.uk/investment-planning/chesterfield) - [sheffield](https://castlestonebridge.co.uk/investment-planning/sheffield) - [dronfield](https://castlestonebridge.co.uk/investment-planning/dronfield) - [matlock](https://castlestonebridge.co.uk/investment-planning/matlock) - [bakewell](https://castlestonebridge.co.uk/investment-planning/bakewell) - [staveley](https://castlestonebridge.co.uk/investment-planning/staveley) - [bolsover](https://castlestonebridge.co.uk/investment-planning/bolsover) - [worksop](https://castlestonebridge.co.uk/investment-planning/worksop) - [mansfield](https://castlestonebridge.co.uk/investment-planning/mansfield) - [derbyshire](https://castlestonebridge.co.uk/investment-planning/derbyshire) - [rotherham](https://castlestonebridge.co.uk/investment-planning/rotherham) - [barnsley](https://castlestonebridge.co.uk/investment-planning/barnsley) - [chesterfield](https://castlestonebridge.co.uk/pension-advice/chesterfield) - [sheffield](https://castlestonebridge.co.uk/pension-advice/sheffield) - [dronfield](https://castlestonebridge.co.uk/pension-advice/dronfield) - [matlock](https://castlestonebridge.co.uk/pension-advice/matlock) - [bakewell](https://castlestonebridge.co.uk/pension-advice/bakewell) - [staveley](https://castlestonebridge.co.uk/pension-advice/staveley) - [bolsover](https://castlestonebridge.co.uk/pension-advice/bolsover) - [worksop](https://castlestonebridge.co.uk/pension-advice/worksop) - [mansfield](https://castlestonebridge.co.uk/pension-advice/mansfield) - [derbyshire](https://castlestonebridge.co.uk/pension-advice/derbyshire) - [rotherham](https://castlestonebridge.co.uk/pension-advice/rotherham) - [barnsley](https://castlestonebridge.co.uk/pension-advice/barnsley) ## Published blog posts - [Should I Combine My Pensions?](https://castlestonebridge.co.uk/knowledge-hub/blogs/should-i-combine-my-pensions) - [Do I Still Need Life Insurance If I Have Death in Service Through Work?](https://castlestonebridge.co.uk/knowledge-hub/blogs/do-i-still-need-life-insurance-if-i-have-death-in-service-through-work) - [Income Protection vs Critical Illness Cover: What's Actually the Difference?](https://castlestonebridge.co.uk/knowledge-hub/blogs/income-protection-vs-critical-illness-cover-whats-actually-the-difference) - [Are You On Track for Retirement?](https://castlestonebridge.co.uk/knowledge-hub/blogs/are-you-on-track-for-retirement) - [Income Protection for Sole Traders: What You Need to Know](https://castlestonebridge.co.uk/knowledge-hub/blogs/income-protection-for-sole-traders-what-you-need-to-know) - [Pension for High Earners: 10 Key Questions Answered](https://castlestonebridge.co.uk/knowledge-hub/blogs/pension-for-high-earners-10-key-questions-answered) - [Best Cash ISA or Savings Account: Which Is Right for Me?](https://castlestonebridge.co.uk/knowledge-hub/blogs/best-cash-isa-or-savings-account-which-is-right-for-me) - [Should I Invest in a Stocks and Shares ISA or Pension?](https://castlestonebridge.co.uk/knowledge-hub/blogs/should-i-invest-in-a-stocks-and-shares-isa-or-pension) - [Income Protection for Builders - A Practical Guide](https://castlestonebridge.co.uk/knowledge-hub/blogs/income-protection-for-builders-a-practical-guide) - [Dual Citizen Investing: A UK Investment Case Study](https://castlestonebridge.co.uk/knowledge-hub/blogs/us-citizen-investing-a-uk-investment-case-study) - [Business Protection Case Study: Protecting a Growing Company](https://castlestonebridge.co.uk/knowledge-hub/blogs/business-protection-case-study-protecting-a-growing-company) - [Why Income Protection is the Most Overlooked Financial Product](https://castlestonebridge.co.uk/knowledge-hub/blogs/why-income-protection-is-the-most-overlooked-financial-product) - [How Much Pension Pot Do I Need to Retire Comfortably at 60?](https://castlestonebridge.co.uk/knowledge-hub/blogs/how-much-pension-pot-do-i-need-to-retire-comfortably-at-60) - [Monthly Investing: How Much Should I Invest Each Month?](https://castlestonebridge.co.uk/knowledge-hub/blogs/monthly-investing-how-much-should-i-invest-each-month) - [When Should You Arrange a Business Protection Review?](https://castlestonebridge.co.uk/knowledge-hub/blogs/when-should-you-arrange-a-business-protection-review) - [New Partners? Arrange a Business Protection Review](https://castlestonebridge.co.uk/knowledge-hub/blogs/new-partners-arrange-a-business-protection-review) - [Should I Transfer My Old Workplace Pension? Key Checks](https://castlestonebridge.co.uk/knowledge-hub/blogs/should-i-transfer-my-old-workplace-pension-key-checks) - [Critical Illness Cover vs Life Insurance: Key Differences](https://castlestonebridge.co.uk/knowledge-hub/blogs/critical-illness-cover-vs-life-insurance-key-differences) - [How Much Income Protection Cover Do I Really Need?](https://castlestonebridge.co.uk/knowledge-hub/blogs/how-much-income-protection-cover-do-i-really-need) - [Income Protection vs Critical Illness Cover: Difference?](https://castlestonebridge.co.uk/knowledge-hub/blogs/income-protection-vs-critical-illness-cover-difference) - [Startup Business Protection: What Should You Consider When Starting a Business?](https://castlestonebridge.co.uk/knowledge-hub/blogs/startup-business-protection-what-should-you-consider-when-starting-a-business) - [Do I Need Life Insurance If I Have Death in Service?](https://castlestonebridge.co.uk/knowledge-hub/blogs/do-i-need-life-insurance-if-i-have-death-in-service) ## Published case studies - [Pension Consolidation Case Study: How a Pension Review Identified £100,000 of Potential Tax Savings](https://castlestonebridge.co.uk/knowledge-hub/case-studies/pension-consolidation-case-study-how-a-pension-review-identified-100000-of-poten) - [Life Insurance Review: Reducing Your Mortgage Costs](https://castlestonebridge.co.uk/knowledge-hub/case-studies/life-insurance-review-reducing-your-mortgage-costs) - [Protection Gaps Case Study: Smarter Cover for a Family](https://castlestonebridge.co.uk/knowledge-hub/case-studies/protection-gaps-case-study-smarter-cover-for-a-family) - [Interior Design Business Protection: A Growth Case Study](https://castlestonebridge.co.uk/knowledge-hub/case-studies/interior-design-business-protection-a-growth-case-study) - [Business Relief and IHT: A £5.5m Shareholding Case Study](https://castlestonebridge.co.uk/knowledge-hub/case-studies/business-relief-and-iht-a-55m-shareholding-case-study) ## Published guides (PDF) See the guides index for current downloads.