Four tools · Free to use · UK focused
Explore Castle Stonebridge’s UK financial tools: savings growth, retirement and protection checks, business resilience and indicative income protection premiums.
These tools help you organise your own figures and questions before a financial advice discussion. They do not replace advice, guarantee returns or produce insurer offers — they simply make the first conversation clearer.
The directory
Every card states who it suits, what you receive, whether contact details are requested, and its main limitation — before you start.
Individuals and families
Review illustrative retirement readiness, pension savings and financial protection gaps using your own figures.
Savers planning ahead
Enter starting savings, monthly contributions and an assumed interest rate to compare compound-growth illustrations over the periods shown.
Business owners and directors
Map key people, current cover and share ownership to explore key person, shareholder and business protection gaps.
People exploring income protection
Explore an indicative monthly premium and benefit illustration using the calculator’s inputs and assumptions.
Before you rely on a result
Each tool page carries its own full assumptions, privacy information and risk warnings. These points apply to all four.
Every result is an illustration or screening indicator based on the figures you enter and each tool’s assumptions.
No tool gives a personal recommendation. A regulated adviser needs to consider your individual circumstances first.
Protection figures are not insurer offers. Acceptance, terms and premiums depend on full disclosure and underwriting.
Illustrations do not reflect every tax rule or product charge, which can reduce the value you receive.
Growth illustrations exclude inflation, so future amounts may buy less than the same sum today. Assumed rates are not guaranteed.
Questions
Our tools hub brings together the Financial Health Check, Savings Growth Calculator, Business Resilience Analyser and Income Protection Premium Calculator. Each opens its existing dedicated tool page, where its inputs, methodology and full disclaimers are available.
There is no charge to use these tools. The savings calculator can be explored without contact details, with an optional enquiry afterwards. The Financial Health Check and Business Resilience Analyser request contact details before their results or analysis, and the income protection tool requests them as part of the quote enquiry. Any subsequent advice charges are explained and agreed before proceeding.
No. Results use the figures you enter and the tool’s assumptions. They are educational illustrations or screening results, not personal financial advice, guaranteed investment returns or binding insurance quotes. A regulated adviser needs to consider your individual circumstances before making a recommendation; insurance acceptance and terms are subject to underwriting.
Yes. Use the enquiry option on the relevant tool page or contact advice@castlestonebridge.co.uk or 01246 308249. Our working hours are 09:00–17:00. You can also request a conversation without completing a calculator. Sending an enquiry does not subscribe you to marketing.
The tools support initial financial planning conversations for UK-based individuals, families, savers and business owners. They do not cover every tax rule, charge, eligibility condition or personal circumstance. Read each tool’s assumptions, privacy information and risk warnings before relying on an illustration.
You can request a conversation without completing a calculator. Working hours are 09:00–17:00.
